THREE COURSES
Three Drawers in the Catalogue. Each Holds Something Specific.
Feldstone offers three courses, each covering a distinct area of financial life in Malaysia. They may be taken in any order or as a sequence. Each stands on its own.
Return to HomeOur Approach
How the Courses Are Built
Each Feldstone course is developed through the same process: the subject area is researched by a practitioner with direct experience in that field, the material is drafted as sustained written prose, and each module is reviewed by a second subject-matter reader before publication.
The aim is not to summarise a field but to take the reader through it methodically. A module on the audit opinion in an annual report, for instance, does not simply describe what an audit opinion is — it explains what different forms of qualified or unqualified opinion typically signal, how auditors' language has changed in response to regulatory pressure, and what a careful reader might reasonably conclude from a change in the opinion between two consecutive years.
All three courses include a glossary. The tax and budget courses include a discussion forum. The company disclosures course includes annotated extracts from Malaysian listed company filings.
Foundation Modules
Each course begins with modules that establish the vocabulary and context before moving to more complex material. No prior knowledge is assumed.
Core Content Modules
The main body of each course works through the subject systematically, drawing on Malaysian regulations, real document examples, and case studies.
Reference Materials
Each course closes with a glossary, a summary reference document, and — where relevant — a checklist for applying the course content to your own affairs.
Annual Review
All courses are reviewed each year to reflect regulatory changes. Enrolled participants receive updates automatically during their twelve-month access period.
Course 01
4 WEEKS · RM 700 · SELF-PACED
Reading the Federal Budget Through Household Eyes
A four-week course examining how the annual Malaysian federal budget shapes the everyday financial life of an ordinary household. Lessons explain how SST is structured, how income tax brackets shift over the years, how EPF and SOCSO contributions interact, and how to read a tax assessment without becoming entangled in specialist vocabulary.
The course is informational and politically neutral, presenting the system as it stands rather than advocating any view. Suitable for adults who would like to understand the tax landscape they have lived inside for decades. Includes a glossary and a discussion forum.
- SST structure and its household implications
- Income tax bracket history and current bands
- EPF and SOCSO: how contributions relate to payslip deductions
- How to read a tax assessment from LHDN
- Glossary of budget and tax terminology
- Discussion forum access for all enrolled participants
SUITABLE FOR
Adults who receive a tax assessment each year but have not felt confident reading it. Employees who want to understand what their payslip deductions actually fund. Anyone who hears budget announcements each October and would like to know what they mean in practical terms.
Course 02
SUITABLE FOR
Adults who contribute to EPF and hold PRS accounts but are unsure how the tax reliefs interact. Individuals who file their own LHDN return and want to understand each relief line before they claim it. Anyone approaching the later stages of their career who would like a clearer picture of what the available savings instruments actually offer.
7 SESSIONS · RM 1,420 · SELF-PACED
Tax-Aware Saving and Investing in Malaysia
A seven-session course examining the various tax reliefs, tax-deferred accounts, and tax-efficient holding structures available to Malaysian adults — EPF voluntary contributions, PRS deductions, SSPN for those still funding education, life-insurance and medical-insurance reliefs, and the tax treatment of various investment vehicles.
The course explains each relief in plain English, the documentation required, and how they fit together over a year. The aim is informed understanding rather than aggressive tax minimisation. Includes a yearly tax checklist and case studies.
- EPF voluntary contribution relief and its limits
- PRS deduction: eligibility and documentation
- SSPN and education-related reliefs explained
- Insurance and medical reliefs: what qualifies
- Tax treatment of unit trusts and bond holdings
- Yearly tax checklist and worked case studies
Course 03
10 MODULES · RM 2,180 · SELF-PACED
Reading Annual Reports and Company Disclosures
A ten-module course for adults who hold shares in Malaysian listed companies and would like to read the annual report and quarterly disclosures with a steadier eye. Lessons cover the structure of a listed-company annual report, the audit opinion and what changes in it tend to signal, the related-party disclosures often buried in the notes, the management discussion and analysis, and the corporate governance section.
The course presents these documents as honest reading material rather than as fuel for trading decisions. Includes annotated examples drawn from local companies and a closing reflection.
- Structure of a Bursa-listed company annual report
- Audit opinion types and what changes typically mean
- Related-party transactions: reading the notes carefully
- Management discussion and analysis: what to look for
- Corporate governance section: substance vs. compliance text
- Annotated examples from Malaysian listed companies
SUITABLE FOR
Direct shareholders and unit trust holders who receive annual reports but skip most of the document. Individuals who have attended AGMs and found the financial statements difficult to follow. Anyone who holds shares as a long-term asset and wants to be a more informed owner.
Choose a Course
Which Course Is Right for You?
| Feature | Budget Course | Tax-Aware Saving | Annual Reports |
|---|---|---|---|
| Duration | 4 weeks | 7 sessions | 10 modules |
| Price | RM 700 | RM 1,420 | RM 2,180 |
| Discussion forum | |||
| Yearly checklist | |||
| Annotated document examples | |||
| Best for | Taxpayers and employees | Savers and EPF contributors | Shareholders and investors |
Standards
Across All Three Courses
Data Privacy (PDPA 2010)
Participant data is handled in accordance with the Personal Data Protection Act 2010. No personal information is shared with or sold to third parties.
Plain Language Standard
All modules pass a plain-language review before publication. Terms are introduced and defined in context, and a full glossary accompanies each course.
Annual Content Review
Every module is reviewed after the federal budget announcement each year. Enrolled participants are notified when updates are posted to their course.
Non-Advisory Positioning
Feldstone is an education provider, not a licensed financial adviser. Course materials explain systems and documents; they do not recommend specific financial actions.
Participant Support
A course coordinator is available by email during office hours to answer questions about module content, access, or enrolment details.
Itemised Receipt Issued
All enrolment fees are accompanied by an itemised receipt which participants may retain for potential personal income tax relief documentation purposes.
Pricing
Course Enrolment Fees
COURSE 01
Federal Budget
RM 700
one-time enrolment · 12-month access
- 4 written modules
- Glossary included
- Discussion forum access
- Annual content updates
COURSE 02 — POPULAR
Tax-Aware Saving
RM 1,420
one-time enrolment · 12-month access
- 7 written sessions
- Glossary included
- Discussion forum access
- Yearly tax checklist
- Case studies included
COURSE 03
Annual Reports
RM 2,180
one-time enrolment · 12-month access
- 10 written modules
- Glossary included
- Annotated company examples
- Closing reflection module
- Annual content updates
All fees are in Malaysian Ringgit (RM) inclusive of applicable taxes. Itemised receipts issued for all enrolments.
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Not Sure Which Course to Start With?
Send us an enquiry and describe where your interest lies. A member of the team will be in touch to discuss which course suits your situation and how enrolment works.
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