Feldstone
Reading room

FELDSTONE FINANCIAL EDUCATION

Understanding Your Finances
Shouldn't Require a Specialist's Dictionary

Structured courses for Malaysian adults who want to read tax assessments, understand EPF decisions, and follow company disclosures — without needing a background in finance.

+60 3-2148 6357 [email protected] Kuala Lumpur, Malaysia

Three Courses. One Steady Purpose.

Each course is written for adults who have spent decades inside Malaysia's financial system and would now like to understand it on their own terms.

Federal Budget Course

4 WEEKS · RM 700

Reading the Federal Budget Through Household Eyes

A four-week course on how Malaysia's annual federal budget shapes everyday household finances — covering SST, income tax brackets, EPF, SOCSO, and how to read a tax assessment without specialist vocabulary.

  • SST and income tax explained plainly
  • EPF and SOCSO interactions
  • Glossary and discussion forum included
  • Politically neutral presentation
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Tax-Aware Saving Course

7 SESSIONS · RM 1,420

Tax-Aware Saving and Investing in Malaysia

A seven-session course covering EPF voluntary contributions, PRS deductions, SSPN, life and medical insurance reliefs, and the tax treatment of common investment vehicles — with documentation guidance and case studies.

  • EPF, PRS, and SSPN reliefs explained
  • Insurance relief documentation guide
  • Yearly tax checklist included
  • Informed understanding, not aggressive tactics
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Annual Reports Course

10 MODULES · RM 2,180

Reading Annual Reports and Company Disclosures

A ten-module course for shareholders in Malaysian listed companies. Covers audit opinions, related-party disclosures, management discussion sections, and corporate governance — treating these as honest reading material.

  • Audit opinion signals explained
  • Related-party disclosures in the notes
  • Annotated local company examples
  • Focus on reading, not trading decisions
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What Makes This Approach Worth Your Time

Written for Careful Readers

Content is structured for sustained, unhurried reading — not for skimming. Each lesson builds steadily on the one before.

Politically Neutral and Factual

Courses present the Malaysian tax and financial system as it currently stands, without advocacy or opinion on policy choices.

Malaysia-Specific Content

Every example, regulation, and case study draws from the Malaysian context — EPF, LHDN, Bursa Malaysia, and local company filings.

Plain English Throughout

Technical terms are explained the first time they appear. A glossary accompanies each course so you can return to definitions at your own pace.

Self-Paced Format

Course materials are accessed at your own schedule. There is no requirement to keep up with a cohort or attend live sessions.

Discussion Forum Access

Selected courses include a discussion forum where participants can raise questions and read how others have interpreted the same material.

TAKE THE NEXT STEP

A Clearer Understanding of Your Own Financial Picture

These courses do not promise outcomes. They offer the kind of careful, organised instruction that helps you read documents you have always had — but perhaps never felt equipped to interpret.

Frequently Asked Questions

Who are these courses intended for?

The courses are designed for Malaysian adults aged 40 and above who have lived and worked within the country's financial system for many years but have not had a structured opportunity to understand it more fully. No prior financial training is assumed.

Do I need any qualifications to enrol?

No qualifications are required. The courses begin with the assumption that you are a literate adult with an interest in understanding financial matters more clearly. Each course introduces its terms and concepts from the ground up.

How long do I have to complete a course?

Course access is available for twelve months from the date of enrolment. There is no weekly schedule to adhere to. You may work through the materials at whatever pace suits your reading and reflection.

Are the courses delivered online or in person?

All course materials are delivered through an online learning platform and can be accessed from any device. Occasional in-person sessions may be arranged for participants in the Kuala Lumpur area, but attendance is not required to complete a course.

What is the payment process?

Course fees are paid in full prior to enrolment. Accepted payment methods include online banking (FPX), credit and debit cards, and bank transfer. Receipts are issued for all enrolments and may be relevant for personal income tax documentation.

Will I receive a certificate on completion?

A certificate of completion is issued when you finish all required modules within a course. These certificates reflect participation and completion rather than formal academic accreditation.

Do the courses constitute financial or tax advice?

No. The courses are educational in nature and explain how the Malaysian financial and tax system operates. They do not constitute personalised financial, tax, or investment advice. Participants who require specific guidance on their own financial affairs should consult a licensed professional.

Is there a refund policy?

A refund may be requested within seven days of enrolment, provided that fewer than two modules have been accessed. After that point, the enrolment fee is non-refundable. Please contact us directly if you have a question about a specific situation.

Visit Us in Kuala Lumpur

27 Jalan Sultan Ismail, 50250 Kuala Lumpur, Malaysia

Send an Enquiry or Call Us Directly

Contact Details

TELEPHONE

+60 3-2148 6357

ADDRESS

27 Jalan Sultan Ismail
50250 Kuala Lumpur
Malaysia

OFFICE HOURS

Monday – Friday: 9:00 am – 5:30 pm
Saturday: 9:00 am – 1:00 pm
Sunday & Public Holidays: Closed

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